Terms on insurance Some basic terms collected from an insurance related conference.Author unknown. Appreciate the the salvation effort by my good friend Mr Gang Wang of IFC.
Terms used in insurance industry
accident
意外事故险
actuarial method
精算法
Advance Loss Profits (ALOP)
预期利润损失险，利损险
Advance profit
预期利润
broker
经纪人
Business Interruption Insurance (BI)
营业中断险
captive
自保公司
casualty
意外伤害险
catastrophe
巨灾险
ceding company
分出公司
claim
索赔
claim settlement
理赔
combined ratio
综合赔付率
Consequential Loss (CL)
后果损失
Contractor's All Risks (CAR)
建筑工程一切险（建工险）
cover
保障
Delay in completion
完工延误
EEI
电子设备险
engineering insurance
工程保险
Erection All Risks (EAR)
安装工程一切险（安工险）
excess of loss cover
超额赔偿
EXL protection
超赔保障
facultative business
临分保
IBRN
Incurred but not reported losses 已发生但未报的损失
IBRN reserve
IBRN储备金
indemnity period/limit
赔期/期限
inflated claim
超额索赔
insurance capacity
承保能力
insured property
参保物业
Kobe
神户
Lloyd
劳合社
long-tail
长尾
Loss of profit
利损险
Machinery (Breakdown) Insurance
机器（损坏〕险，机损险
mail/sub-contractor
主/分承包商
maintenance
保证期
multiple claim
多次（重复）索赔
non-life
非寿险
officer & director liability
雇主保险
outstanding claim reserve
未决索赔准备金
PC industry
property & catastrophe industry
peril
危险
policy
保单
pool
联营
possible maximum loss
可能的最大损失
premium
保费
primary insurance company
原保公司、主保险商
principal/employer
业主
professional
专业险
profit margin
利润边际
property
财产险
proportional cover
比例分保
punitive damage
惩罚性损害
rate
费率
reinsurer
分保人（分保公司）
reinsurer
再保人
reserve
准备金
retention
自留
return period
（巨灾）间隔期
short-tail
短尾
solvency margin
赔偿能力
standing charges
维持费用
subject insured
风险标的
sum insured
保额
tarrif zone
险区
Third Party Liability (TPL)
第三者责任险
treaties business
合同分保
turnover
营业额
underwriting
承保
working expenses /cost
营业费用
writing
承保
