Munich Re Seminar Glossary
on Earthquake Reinsurance
16-17 Nov. 2000
(earthquake) intensity
（地震）强度－梅卡利仪测量破坏程度
(earthquake) magnitude
（地震）烈度－里氏仪测量震感强度
after shock
余震
Alternative Risk Transfer
新型风险转移
anti-seismic design
（房屋）抗震设计
Business interruption
营业中断险
capacity
承保能力
CAR
construction all risks 建工一切险 或：建工险
catastrophe XL
巨灾超赔
CEA
加州地震局
ceding company
分出公司
contingent liquidity
或有流动性
co-related risks
关联风险
coverage
受保范围
deductibles
免赔额
EAR
erection all risks 安工一切险 或： 安工险
earthquake exposure zone
地震风险区
EQ - earthquake
地震
excess of loss （XL)
超赔分保
experience fund
经验基金
exposure
暴露面
exposure rating
风险评估
facultative reinsurance
临时再保险(可选择的保险，非强制性的)
FAS 13
No. 13 Financial Accounting Standard
fault
断层
financial quota shares
成数分保
financial reinsurance
财务再保险
finite risk reinsurance
有限风险再保险
Finite risk transfer
有限风险转移
GNPI
Gross Net Premium Income 总净保费收入
Holistic risk transfer
整体风险转移
insurance securitization
保险证券化
insured
被保险人
insured loss
保险损失
isoseismal
等震线
limits
投保限额
liquidity support
提供流动资金
market retention
市场自留额
NatCat
Natural Catastrophe
NatCat pooling
自然灾害共保
non-proportional reinsurance
非比例再保险
PML-possible maximum loss
可能最大损失
Pool
共保组合、合保
pool administrator
共保组合管理人
post-financing
后融资
post-funding
后融资
pre-financing
先融资
pre-funding
先融资
priority (deductable)
优先（免赔额)
proceeds
收益
property covered
受保财产
proportional reinsurance
比例再保险
rate on line
premium expressed as percentage of the limit
It means that if the limit is 2 million USD and the premium is 100,000,
then the Rate-on-line is 10%; If the premium is 200,000, then the Rate-on-line is 20%.
recovery
追偿金
reinstated
继单
retention
自留额
risk
风险
risk carrier
风险承担人
risk modeling companies
risk premium
风险保费
run-off
securitization
证券化
spot contract
现货合同
spread
利差
subsoil
下层土
sum insured
保险金额
tariff
费率表
written premiums
承保保费
XL
超赔分保
CXL
巨灾超赔分保
